Florida Chief Financial Officer Alex Sink/Department of Financial Services Florida from space/NASA Florida beach scene Florida palm tree Florida surf

Workers' Compensation Home

About the Division

Databases

Division News and Updates

Electronic Data Interchange (EDI)

Information and FAQs

Informational Memoranda

Publications and Reimbursement Manuals

Statutes, Rules & Forms

Workers' Compensation Links

Workers' Compensation System Guide

 

My Florida.com link

Division of Workers' Compensation

Workers' Compensation Statistics

Bureau of Monitoring and Audit

Mission Statement:

The missions of the Bureau of Monitoring and Audit serves to ensure that the payments of benefits are paid timely and accurate to injured workers as well as medical bills and required forms are filed timely and accurately to the division. In addition, verify that the self-insured employers have sufficient resources to pay outstanding liabilities.

The mission of the bureau is achieved through four sections:

Audit Section
The Audit Section examines insurer claims handling practices pursuant to Chapter 440.20, 440.185, 440.525, F.S., and Administrative Rules enacted by the Division. The examinations or investigations conducted by the audit section address patterns or practices of unreasonable delay in claims handling; timely and accurate payment of benefits to injured workers; timely filing and payment of medical bills; accurate and timely filing of required reports; and inspection and enforcement of compliance with compensation orders of Judges of Compensation Claims.

Penalty Section
The Penalty Section evaluates and assesses insurer performance with respect to the timely payment of initial indemnity benefits and medical bills and the timely filing of First Reports of Injury and medical bills. Performance is monitored via the Centralized Performance System (CPS), an interactive web-based system that allows insurers to access their performance information and respond to the division in real-time. There are separate CPS Medical and CPS Indemnity Modules.

Permanent Total Section
The Permanent Total Section ensures the accuracy and timeliness of the payment of permanent total benefits and permanent total supplemental benefits. In addition to reviewing/auditing forms filed with the division, the section participates in hearings, depositions, and mediations to assist in resolving disputes, and performs audits of carriers and self-insured employers.

Self-Insurance Section
The Self-Insurance Section monitors the self-insurance programs of governmental and public entities, calculates experience modification factors, and certifies third-party administrators.

Fiscal Year 2008/2009 ACCOMPLISHMENTS

The Bureau of Monitoring and Audit

  • Conducted and completed 49 audits of insurer claim files. The insurer claim file contains all records, medical reports and benefit information relative to a particular worker’s injury or illness.
  • Reviewed 24,309 indemnity payments on audit for accuracy and timeliness and revealed 576 claim files with underpayments. The identification of these underpayments resulted in the additional payment of $170,644 in indemnity benefits and $111, 815 in penalties and interest, for a total of $282,459 paid to injured workers.
  • Evaluated and monitored the accuracy and timeliness of 57,821 First Reports of Injury or Illness filed by employers, insurers and claims-handling entities through CPS. This evaluation resulted in a combined total $791,079 of penalties assessed against employers and insurers due to late payments and a combined total of $3,103,600 of assessed penalties due to late filings.
  • Evaluated and monitored insurer performance for timely disposition and timely filing of medical bills through CPS. 4,241,840 medical bills were evaluated for compliance with the Division’s timely disposition and timely filing standards and resulted in $427,925 in late disposition assessed penalties and $5,067,170 in late filing assessed penalties.
  • Audited 15,470 claim documents filed by insurers with the Division to ensure payment of accurate permanent total and permanent total supplement benefits.
  • Determined and authorized reimbursement payments to injured workers in the amount of $1,320,516 due to underpayments by insurers.
  • Calculated and approved payment of $20,290,890 in permanent total supplemental benefits to 1,737 eligible injured workers.
  • Promulgated 398 experience modification factors for active self-insurers.
  • Approved nine new service companies and recertified 84.
  • Approved 11 new self-insurance entities.
  • Audited payroll records of 21 self-insurers and 33,322 payroll records. The audits resulted in the reporting of an additional $23,069,553 in payroll dollars and the over reporting of $1,107,891 in manual premium for assessment purposes.

Fiscal Year 2008/2009 INSURANCE PERFORMANCE CHARTS

Click on each to review charts.

CHART 1 First Report of Injury or Illness Reviewed
CHART 2 First Report of Injury or Illness Timely Filing
CHART 3 Medical Bills Reviewed for Timely Filing and Payment
CHART 4 Timely Medical Bill Filing
CHART 5 Medical Bill Late Filing Penalties
CHART 6 Timely Medical Bill Payments
CHART 7 Timely Initial Indemnity Benefit Payments
CHART 8 Underpaid Indemnity Benefits Identified During Audits