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Understanding Coverage

Have questions about insurance coverage? The Division of Consumer Services has a resource for you.

Consumer Guides

Our Consumer guides are designed to provide a comprehensive overview of a specific line of insurance. They are best used when you would like to gain a solid understanding of all the major aspects of an insurance type. The guides are excellent tools if you are shopping for a specific type of insurance and would like to gain a better understanding of all the aspects of the product prior to making your purchase.


Select a topic listed here that interest you. There are one or more guides available for each topic. The guides generally contain many pages of text and are provided in Adobe Acrobat .pdf  format for viewing.

The Insurance Library

The Insurance Library is a collection of details about almost every line of insurance. It is best used when you are looking for an answer to a specific question about a specific issue related to insurance. The Insurance Library is provided as a web help application, with the ability to search for specific words or phrases, and the ability to browse insurance topics via a A - Z table of contents.

Consumer Quick Tips

Helpful overviews and consumer tips are just a click away.

Here you will find useful consumer information on a variety of topics ranging from: